{"id":3,"date":"2025-10-09T09:32:20","date_gmt":"2025-10-09T09:32:20","guid":{"rendered":"https:\/\/nocapfinance.au\/?page_id=3"},"modified":"2025-10-21T04:10:47","modified_gmt":"2025-10-21T04:10:47","slug":"terms-and-condtions","status":"publish","type":"page","link":"https:\/\/nocapfinance.au\/index.php\/terms-and-condtions\/","title":{"rendered":"Website Terms and Conditions"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\">No Cap Finance Pty Ltd<br>ABN 96 647 086 155<br>Credit Representative 543493 is authorised under Australian Credit Licence 384704<br>PO Box 1722, Broadbeach QLD 4218<br>Email: <a>info@nocapfinance.au<\/a><br>Website: <a href=\"https:\/\/nocapfinance.au\">nocapfinance.au<\/a><\/h4>\n\n\n\n<p><em>Last updated: 21 October 2025<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. Introduction<\/h2>\n\n\n\n<p>Welcome to No Cap Finance Pty Ltd (\u201cwe\u201d, \u201cour\u201d, \u201cus\u201d). These Terms and Conditions (\u201cTerms\u201d) govern your use of our website <a href=\"https:\/\/nocapfinance.au\">nocapfinance.au<\/a> and any related services we provide.<br>By accessing or using this website, you agree to these Terms. If you do not agree, you must not use our website.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. About Us<\/h2>\n\n\n\n<p>No Cap Finance Pty Ltd is a credit representative (Credit Representative Number 543493) of an entity holding Australian Credit Licence 384704. We provide credit assistance and mortgage broking services across Australia.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Website Use<\/h2>\n\n\n\n<p>You agree to use this website only for lawful purposes and in accordance with all applicable laws and regulations.<br>You must not:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Interfere with or disrupt the website or its servers.<\/li>\n\n\n\n<li>Attempt to gain unauthorised access to any part of the site.<\/li>\n\n\n\n<li>Use this website to transmit false, misleading, or unlawful information.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. General Information Only<\/h2>\n\n\n\n<p>The information on this website is for general informational purposes only and does not take into account your personal objectives, financial situation, or needs.<br>You should seek independent financial, legal, and tax advice before making any financial decisions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Credit Assistance<\/h2>\n\n\n\n<p>We act as a mortgage broker and credit representative under the National Consumer Credit Protection Act 2009 (Cth).<br>We do not provide direct credit or loans. All finance products are subject to lender approval and their terms and conditions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Limitation of Liability<\/h2>\n\n\n\n<p>To the extent permitted by law, No Cap Finance excludes all liability for any loss or damage (including indirect, consequential, or economic loss) arising from your use of this website or reliance on its content.<br>We make no warranties regarding the accuracy, completeness, or currency of the information provided.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Intellectual Property<\/h2>\n\n\n\n<p>All website content, including text, images, graphics, logos, and layout, are owned or licensed by No Cap Finance and protected by copyright laws.<br>You may not reproduce or modify any part of this website without our prior written consent.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. Third-Party Links and Tools<\/h2>\n\n\n\n<p>This website may include links to third-party websites or tools, including lender portals, Meta Pixel, and Google Analytics.<br>We are not responsible for the content, accuracy, or practices of these external websites or services.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9. Privacy<\/h2>\n\n\n\n<p>We handle your personal information in accordance with our <a>Privacy Policy<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">10. Indemnity<\/h2>\n\n\n\n<p>You agree to indemnify and hold harmless No Cap Finance and its employees, contractors, and agents from any claim or demand arising from your breach of these Terms or misuse of the website.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">11. Governing Law<\/h2>\n\n\n\n<p>These Terms are governed by the laws of Queensland, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Queensland.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">12. Contact Us<\/h2>\n\n\n\n<p>If you have any questions about these Terms, please contact:<br><a>info@nocapfinance.au<\/a><br>PO Box 1722, Broadbeach QLD 4218<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No Cap Finance Pty LtdABN 96 647 086 155Credit Representative 543493 is authorised under Australian Credit Licence 384704PO Box 1722, Broadbeach QLD 4218Email: info@nocapfinance.auWebsite: nocapfinance.au Last updated: 21 October 2025 1. Introduction Welcome to No Cap Finance Pty Ltd (\u201cwe\u201d, \u201cour\u201d, \u201cus\u201d). These Terms and Conditions (\u201cTerms\u201d) govern your use of our website nocapfinance.au and&hellip;&nbsp;<a href=\"https:\/\/nocapfinance.au\/index.php\/terms-and-condtions\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">Website Terms and Conditions<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/pages\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":3,"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":579,"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/pages\/3\/revisions\/579"}],"wp:attachment":[{"href":"https:\/\/nocapfinance.au\/index.php\/wp-json\/wp\/v2\/media?parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}